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Broker Compensation Intelligence

Compensation Transparency. From Filing to Intelligence.

The only platform that benchmarks broker comp rates, classifies 14 fee types, and makes it all searchable — from carrier level down to individual agent. Built for carriers, brokers, and vendors who need the full compensation picture, not a spreadsheet.

Broker compensation profile showing commissions, fees, average rate, carrier relationships, and compensation benchmark on Benefeature
Broker compensation profile showing commissions, fees, average rate, carrier relationships, and compensation benchmark on Benefeature

Trusted by carriers, brokers, and vendors across the industry

Lincoln Financial Group
ShelterPoint
Mutual of Omaha
Prudential
The Hartford
Symetra
Principal
OneAmerica
Lincoln Financial Group
ShelterPoint
Mutual of Omaha
Prudential
The Hartford
Symetra
Principal
OneAmerica
Four Levels of Detail

Broker Compensation Data at Every Zoom Level

Drill from the carrier level all the way down to an individual employer plan. Compensation data, commission-versus-fee breakdowns, and benchmark flags appear at every level.

1

Carrier Level

2

Broker Firm

3

Individual Agent

4

Employer Plan

See a carrier’s top broker relationships ranked by plans, attributed premium, and total compensation. Compare average broker comp rates side-by-side across broker relationships within the same carrier.

Carrier view showing top broker relationships with compensation data including plans, attributed premium, and average comp rate
Carrier view showing top broker relationships with compensation data including plans, attributed premium, and average comp rate
Broker Fee Taxonomy

14 Broker Fee Types, Classified and Searchable

Broker compensation is more than a single number. Form 5500 filings disclose different types of fees and compensation that brokers receive. Benefeature classifies these into 14 distinct fee types — each searchable and filterable across the platform.

Commission

Standard percentage of premium paid by the carrier for placing and servicing the plan.

Service Fee

Flat or percentage-based fee for ongoing account servicing, administration, or advisory services.

Supplemental Commission

Additional commission above standard rate for performance targets or preferred agreements.

Override

Carrier payment above standard commission, tied to firm performance or strategic partnership status.

Bonus

Performance-based compensation tied to persistency, growth, or profitability targets.

Contingent Compensation

Compensation conditional on future events — retention thresholds, volume targets, or other metrics.

Marketing Fee

Fees for marketing, distribution, or promotional activities, especially in voluntary product lines.

General Agent Fee

Fee paid to a GA or MGA for recruiting and managing a network of sub-agents or brokers.

TPA Fee

Third Party Administrator fees for claims administration or plan management.

Technology Fee

Fees for technology services like benefits portals, enrollment platforms, or analytics tools.

Consulting Fee

Strategic consulting, plan design, vendor evaluation, or actuarial analysis beyond standard brokerage.

Referral Fee

Fee paid between brokers or entities for referring business or clients.

Non-Monetary Compensation

In-kind benefits like marketing support, platform access, training, or co-op advertising funds.

Other

Catch-all for compensation types outside standard categories, including unusual or carrier-specific structures.

A single plan can report multiple fee types. When a broker receives different forms of compensation for the same coverage — such as a commission plus a consulting fee — both appear in the data. Benefeature surfaces the full fee type breakdown at the broker firm, agent, employer plan, and carrier levels.

Compensation Benchmarking

Every Rate Benchmarked Against Peer Groups

Raw numbers alone do not tell you much. A broker earning $15.7 million in compensation sounds like a lot, but is it? Relative to their book size, market, and peer group, it might be perfectly normal.

Benefeature benchmarks every broker compensation rate against comparable plans and flags each on a five-level scale. The benchmark considers employer size, geography, industry, and product mix.

Very Low10th percentile or below
Low10th to 25th percentile
Normal25th to 75th percentile
High75th to 90th percentile
Very High90th percentile or above

The benchmark is context, not judgment. A “Very High” flag does not mean something is wrong. It means the rate is statistically above the peer group average. The flag gives you the starting point for a conversation, not the conclusion.

Compensation Benchmark Distribution

10th25th50th75th90thVery LowLowNormal25th–75thHighVery HighPercentile Rank Among Comparable Plans
Benefeature search interface showing broker compensation filters by location, industry, carrier, product, fee types, and qualified agents
Benefeature search interface showing broker compensation filters by location, industry, carrier, product, fee types, and qualified agents
Search & Filtering

Fully Searchable Broker Compensation Data

Broker compensation data on Benefeature is not a static report. It is a living dataset you can query from any angle. Search for a specific broker, filter by geography, drill into a carrier’s compensation patterns, or find employers where broker comp rates are flagged high.

  • Filter by employer location, industry, products, carrier, and qualified agents
  • Search by broker name, employer name, or carrier
  • Filter by fee type — find brokers with consulting fees, override fees, or TPA fees
  • Filter by compensation benchmark flag to find outliers
  • Export broker compensation data for further analysis
  • See fee type breakdowns at the broker firm, agent, and employer plan level

Who Uses Broker Compensation Data

Broker compensation intelligence serves different purposes depending on your role in the group benefits ecosystem.

For Carriers

  • Compare your broker comp rates to competing carriers with similar relationships
  • Identify compensation patterns across territories, industries, and product lines
  • See how broker fee types vary across your distribution network
  • Add compensation context to distribution strategy conversations

For Brokers

  • Benchmark your compensation rate against peers in your market and product lines
  • Prepare for ERISA transparency conversations with data-backed context
  • See your full fee type breakdown — commissions, service fees, consulting fees, and more
  • Review your entire book with compensation benchmarks built in

For Vendors

  • Understand broker economics and compensation structures by market segment
  • See where broker influence and compensation are concentrated
  • Identify fee type patterns that align with your distribution model
  • Add compensation context to partnership evaluation conversations

See Broker Compensation Data in Action

Search, filter, and benchmark broker comp across every level — from carrier to individual agent — with fee type breakdowns and compensation benchmarking built in.